Finding the right home under the NDIS isn’t just about four walls and a roof—it’s about choosing a lifestyle that matches your needs, preferences, and goals. Where you live influences how supported you feel, how independent you can be, and how connected you are to your community.

For many participants, the decision often comes down to two main options: shared living or independent living. Both have unique advantages, and the right choice depends on what matters most to you—not just today, but as your needs evolve over time.

What Shared Living Looks Like

Shared living usually involves residing with other participants in a supported environment such as Supported Independent Living (SIL) or Specialist Disability Accommodation (SDA). These homes provide structured support—often available 24/7—so you can access help whenever you need it.

Shared homes are particularly suited to those who require frequent assistance with personal care, mobility, or health management, or those who simply feel more comfortable knowing support is always close at hand.

But beyond the practical aspect, shared living can bring companionship and connection. Imagine sitting around the dining table sharing stories from the day, having someone to celebrate birthdays with, or watching a movie together on weekends. These everyday moments can create a sense of belonging that goes beyond the support itself.

“For many people, the social connection in a shared home is just as valuable as the physical support they receive.”

Around 70% of NDIS participants in SIL settings report feeling more socially connected compared to living alone—a reminder that support isn’t just about care, but community.

Of course, shared living also requires a willingness to adapt. Living with housemates means compromises—on schedules, noise levels, and shared spaces. It’s important to consider whether you’re comfortable with this kind of environment and whether it aligns with your personality and lifestyle goals.

Why Independent Living Appeals to Many

Independent living offers a different experience—one centred on privacy, choice, and autonomy. This option is ideal if you prefer to live alone or with minimal housemates and want greater control over your daily routines.

With independent living, you still have access to NDIS-funded supports such as personal care, domestic assistance, or community access services—but you choose how and when they’re delivered.

Think of it as running your own home, your way. You decide what’s for dinner, when to go to bed, and how to spend your weekends—without needing to compromise with others.

“Independent living isn’t about doing everything alone—it’s about having the freedom to make choices that suit your life.”

This level of control can be empowering. Many participants find that managing their own space helps build confidence and provides a greater sense of stability. It’s also a good option for those whose support needs are less intensive or who value personal space above all else.

Independent living means you can decorate your home exactly as you like, host friends when it suits you, or binge-watch your favourite series at 2 a.m. without worrying about housemates!

Key Factors to Consider When Choosing

Deciding between shared and independent living isn’t always straightforward. Start by reflecting on a few important questions:

• Do you enjoy being around others, or do you value solitude more? 
• Do you need regular, hands-on support, or can your supports be scheduled in advance? 
• How important is social interaction to your wellbeing? 
• Are you ready to manage the responsibilities that come with living independently, such as organising services and handling day-to-day tasks? 

It’s also crucial to consider your NDIS funding. Some living arrangements—especially those requiring 24/7 support—may involve specific funding categories like Supported Independent Living (SIL) or Specialist Disability Accommodation (SDA). Talking to your support coordinator or NDIS planner can give you clarity on what’s possible within your budget.

“Remember: your choice today doesn’t lock you in forever. Your living arrangement can evolve as your needs and goals change.”

Blended Options: The Best of Both Worlds?

It’s worth noting that you’re not always limited to one extreme or the other. Some participants choose hybrid arrangements—like living in their own unit within a supported complex, or sharing a house with just one other person. This can provide a balance of independence and social connection while still ensuring support is close by when needed.

The Bottom Line

Whether you choose a shared living arrangement filled with connection and round-the-clock support or the freedom of independent living, the NDIS is designed to give you options that fit your life. The key is finding a home that supports your wellbeing, aligns with your goals, and helps you feel genuinely at home.

At Orion Care, we provide both shared and independent living options tailored to NDIS participants. Our homes are designed to be more than just accommodation—they’re supportive, welcoming environments where you can feel safe, comfortable, and in control of your life. If you’re exploring your housing options, our team can help you navigate your choices and find the living arrangement that’s right for you.

Because a home isn’t just where you live—it’s where you feel supported, respected, and truly yourself.